Easiest ZIP codes to buy in New Hampshire
Top 25 easiest ZIP codes to buy into in New Hampshire by price-to-income ratio. #1 is 03584 (Lancaster) at about 2.1x. Compare buy-in affordability on US5.
These ZIP codes have the lowest median home price-to-income ratios in New Hampshire — a practical “buy-in difficulty” signal that combines local home values with local earnings.
Lowest ratios on this board: 03584 (Lancaster) at about 2.1x; 03582 (Groveton) at about 2.2x; 03581 (Gorham) at about 2.5x.
Open a ZIP page for an illustrative “estimated income to buy” figure based on a transparent mortgage model (down payment, rate, taxes, and insurance assumptions).
Open any ZIP for a full demographics, income, and housing profile, or return to the New Hampshire state page for the complete ZIP table.
Ranked ZIP codes
| # | ZIP | City | County | Price-to-income | Population | Income | Home value |
|---|---|---|---|---|---|---|---|
| 1 | 03584 | Lancaster | Coos County | 2.1x | 3,439 | $92,797 | $197,200 |
| 2 | 03582 | Groveton | Coos County | 2.2x | 2,218 | $53,059 | $117,000 |
| 3 | 03581 | Gorham | Coos County | 2.5x | 3,243 | $61,370 | $155,700 |
| 4 | 03570 | Berlin | Coos County | 2.6x | 9,473 | $43,972 | $113,500 |
| 5 | 03223 | — | Grafton County | 2.6x | 3,398 | $109,801 | $285,100 |
| 6 | 03282 | — | Grafton County | 2.6x | 1,075 | $105,000 | $274,200 |
| 7 | 03887 | Union | Strafford County | 2.6x | 2,007 | $99,868 | $261,100 |
| 8 | 03451 | Hinsdale | Cheshire County | 2.6x | 3,987 | $68,979 | $181,800 |
| 9 | 03244 | Hillsborough | Hillsborough County | 2.7x | 8,005 | $93,886 | $252,900 |
| 10 | 03773 | Newport | Sullivan County | 2.7x | 7,905 | $78,073 | $210,600 |
| 11 | 03466 | — | Cheshire County | 2.7x | 1,411 | $116,314 | $316,200 |
| 12 | 03227 | Center Sandwich | Carroll County | 2.7x | 1,399 | $141,083 | $387,000 |
| 13 | 03304 | — | Merrimack County | 2.7x | 8,295 | $161,482 | $443,700 |
| 14 | 03452 | Jaffrey | Cheshire County | 2.8x | 5,413 | $87,527 | $244,900 |
| 15 | 03052 | — | Hillsborough County | 2.8x | 8,495 | $155,881 | $443,600 |
| 16 | 03851 | Milton | Strafford County | 2.9x | 4,286 | $98,750 | $282,500 |
| 17 | 03070 | Klondike Corner | Hillsborough County | 2.9x | 6,143 | $151,296 | $436,300 |
| 18 | 03033 | — | Hillsborough County | 2.9x | 5,697 | $165,942 | $480,100 |
| 19 | 03868 | Rochester | Strafford County | 2.9x | 5,830 | $89,000 | $258,700 |
| 20 | 03873 | — | Rockingham County | 2.9x | 6,590 | $137,813 | $402,400 |
| 21 | 03465 | Troy | Cheshire County | 2.9x | 2,034 | $79,375 | $233,600 |
| 22 | 03462 | — | Cheshire County | 2.9x | 1,760 | $106,417 | $313,700 |
| 23 | 03237 | — | Belknap County | 3.0x | 2,313 | $107,353 | $317,600 |
| 24 | 03440 | Antrim | Hillsborough County | 3.0x | 2,622 | $91,094 | $271,400 |
| 25 | 03268 | — | Merrimack County | 3.0x | 1,469 | $105,000 | $312,900 |
Frequently asked questions
Which ZIP codes in New Hampshire are easiest to buy into?
By median home price-to-income ratio, 03584 (Lancaster) ranks near the top at about 2.1x. Lower ratios generally mean local incomes go further against local home prices.
How does US5 rank ZIP codes in New Hampshire?
We rank indexable ZIP codes with both income and home-value data by lowest median home price-to-income ratio (with a population floor).
Where can I explore all ZIP codes in New Hampshire?
Visit the New Hampshire state page for the full ZIP table, demographics summary, and sortable income/housing columns.