Easiest ZIP codes to buy in Maine
Top 25 easiest ZIP codes to buy into in Maine by price-to-income ratio. #1 is 04430 (East Millinocket) at about 1.7x. Compare buy-in affordability on US5.
These ZIP codes have the lowest median home price-to-income ratios in Maine — a practical “buy-in difficulty” signal that combines local home values with local earnings.
Lowest ratios on this board: 04430 (East Millinocket) at about 1.7x; 04463 (Milo) at about 1.7x; 04290 at about 1.8x.
Open a ZIP page for an illustrative “estimated income to buy” figure based on a transparent mortgage model (down payment, rate, taxes, and insurance assumptions).
Open any ZIP for a full demographics, income, and housing profile, or return to the Maine state page for the complete ZIP table.
Ranked ZIP codes
| # | ZIP | City | County | Price-to-income | Population | Income | Home value |
|---|---|---|---|---|---|---|---|
| 1 | 04430 | East Millinocket | Penobscot County | 1.7x | 1,545 | $44,306 | $73,900 |
| 2 | 04463 | Milo | Piscataquis County | 1.7x | 2,649 | $58,693 | $100,000 |
| 3 | 04290 | — | Oxford County | 1.8x | 1,498 | $67,500 | $121,400 |
| 4 | 04460 | — | Penobscot County | 1.8x | 1,144 | $46,125 | $84,500 |
| 5 | 04911 | Anson | Somerset County | 1.9x | 1,787 | $56,207 | $104,500 |
| 6 | 04224 | Dixfield | Oxford County | 1.9x | 3,077 | $67,109 | $127,000 |
| 7 | 04747 | Island Falls | Aroostook County | 1.9x | 1,318 | $61,089 | $116,400 |
| 8 | 04257 | Mexico | Oxford County | 1.9x | 2,772 | $54,052 | $104,000 |
| 9 | 04666 | — | Washington County | 2.0x | 1,253 | $61,071 | $119,600 |
| 10 | 04450 | — | Penobscot County | 2.0x | 1,306 | $77,917 | $155,300 |
| 11 | 04694 | Woodland | Washington County | 2.0x | 2,263 | $57,813 | $116,600 |
| 12 | 04435 | — | Penobscot County | 2.0x | 1,132 | $76,875 | $155,300 |
| 13 | 04418 | — | Penobscot County | 2.0x | 1,702 | $59,150 | $119,900 |
| 14 | 04462 | Millinocket | Piscataquis County | 2.0x | 4,462 | $44,167 | $89,700 |
| 15 | 04427 | — | Penobscot County | 2.0x | 2,942 | $60,612 | $123,500 |
| 16 | 04239 | Chisholm | Franklin County | 2.1x | 4,644 | $77,575 | $162,500 |
| 17 | 04434 | — | Penobscot County | 2.1x | 1,245 | $68,788 | $145,400 |
| 18 | 04750 | Limestone | Aroostook County | 2.1x | 1,828 | $43,750 | $93,000 |
| 19 | 04742 | Fort Fairfield | Aroostook County | 2.1x | 3,321 | $68,112 | $145,400 |
| 20 | 04220 | — | Oxford County | 2.2x | 3,815 | $89,036 | $191,900 |
| 21 | 04786 | Washburn | Aroostook County | 2.2x | 1,686 | $48,235 | $104,900 |
| 22 | 04649 | Jonesport | Washington County | 2.2x | 1,276 | $61,667 | $134,300 |
| 23 | 04667 | — | Washington County | 2.2x | 1,307 | $71,023 | $155,900 |
| 24 | 04743 | Fort Kent | Aroostook County | 2.2x | 4,754 | $61,628 | $136,300 |
| 25 | 04736 | Caribou | Aroostook County | 2.2x | 9,107 | $56,189 | $125,300 |
Frequently asked questions
Which ZIP codes in Maine are easiest to buy into?
By median home price-to-income ratio, 04430 (East Millinocket) ranks near the top at about 1.7x. Lower ratios generally mean local incomes go further against local home prices.
How does US5 rank ZIP codes in Maine?
We rank indexable ZIP codes with both income and home-value data by lowest median home price-to-income ratio (with a population floor).
Where can I explore all ZIP codes in Maine?
Visit the Maine state page for the full ZIP table, demographics summary, and sortable income/housing columns.