Highest climate-risk ZIP codes in Colorado
Top 25 highest FEMA NRI climate-risk counties in Colorado (one representative ZIP per county). #1 is 80219 (Denver) at score 95.2. Compare hazard exposure on US5.
FEMA’s National Risk Index is published at the county level on US5, so every ZIP in the same county shares the same composite score. This board shows one representative ZIP per county (the most populous code in that county) ranked by NRI — a relative signal of natural-hazard exposure for planning and insurance context.
Highest county scores on this board: Denver County (80219) at 95.2; Jefferson County (80123) at 94.9; El Paso County (80918) at 94.1.
Open a representative ZIP for flood, wildfire, and hurricane component scores, plus a plain-language risk summary.
Open any ZIP for a full demographics, income, and housing profile, or return to the Colorado state page for the complete ZIP table.
Ranked counties (representative ZIP)
FEMA NRI is county-level data. Each row shows the most populous ZIP in that county as a representative entry.
| # | ZIP | City | County | NRI risk score | Population | Income | Home value |
|---|---|---|---|---|---|---|---|
| 1 | 80219 | Denver | Denver County | 95.2 | 60,095 | $67,325 | $426,200 |
| 2 | 80123 | Columbine | Jefferson County | 94.9 | 45,364 | $106,731 | $581,800 |
| 3 | 80918 | Colorado Springs | El Paso County | 94.1 | 48,291 | $82,743 | $414,400 |
| 4 | 80013 | Aurora | Arapahoe County | 93.8 | 74,732 | $97,167 | $453,700 |
| 5 | 80022 | Commerce City | Adams County | 91.2 | 59,556 | $98,858 | $448,400 |
| 6 | 80501 | Longmont | Boulder County | 90.7 | 43,591 | $77,705 | $461,400 |
| 7 | 80525 | Fort Collins | Larimer County | 90.1 | 55,541 | $93,349 | $563,100 |
| 8 | 80634 | Greeley | Weld County | 89.2 | 63,553 | $83,255 | $405,300 |
| 9 | 80134 | Parker | Douglas County | 88.7 | 77,814 | $142,162 | $643,200 |
| 10 | 81007 | Pueblo West | Pueblo County | 82.5 | 34,992 | $95,419 | $371,600 |
| 11 | 81620 | Avon | Eagle County | 76.2 | 11,085 | $99,152 | $951,800 |
| 12 | 81301 | Durango | La Plata County | 75.2 | 29,892 | $83,209 | $634,900 |
| 13 | 81504 | Grand Junction | Mesa County | 75.1 | 31,949 | $67,907 | $290,300 |
| 14 | 81212 | Cañon City | Fremont County | 68.6 | 32,355 | $63,545 | $286,300 |
| 15 | 81601 | Glenwood Springs | Garfield County | 64.5 | 16,268 | $103,632 | $726,000 |
| 16 | 80424 | Breckenridge | Summit County | 60.2 | 10,044 | $109,497 | $970,000 |
| 17 | 80751 | Sterling | Logan County | 58.7 | 17,207 | $49,221 | $232,200 |
| 18 | 81623 | El Jebel | Pitkin County | 54.1 | 16,349 | $98,549 | $835,000 |
| 19 | 80701 | Fort Morgan | Morgan County | 51.9 | 16,800 | $72,500 | $318,100 |
| 20 | 81416 | Delta | Delta County | 51.3 | 14,219 | $52,174 | $282,500 |
| 21 | 81201 | Maysville | Chaffee County | 51.1 | 9,561 | $70,850 | $631,700 |
| 22 | 81050 | La Junta | Otero County | 50.7 | 9,774 | $60,072 | $181,500 |
| 23 | 80446 | Granby | Grand County | 50.2 | 3,550 | $87,762 | $506,400 |
| 24 | 81401 | Montrose | Montrose County | 49.0 | 23,719 | $63,541 | $343,000 |
| 25 | 81052 | Lamar | Prowers County | 48.6 | 9,010 | $62,729 | $150,400 |
Frequently asked questions
Which areas in Colorado have the highest climate or disaster risk?
FEMA NRI scores are county-level on US5. Denver County ranks near the top at 95.2 (representative ZIP 80219). Higher scores indicate greater relative natural-hazard exposure.
How does US5 rank ZIP codes in Colorado?
We rank one representative ZIP per county (highest population in the county) by FEMA NRI composite score from high to low. NRI is county-level data, so all ZIPs in a county share the same score.
Where can I explore all ZIP codes in Colorado?
Visit the Colorado state page for the full ZIP table, demographics summary, and sortable income/housing columns.