Highest climate-risk ZIP codes in Alabama
Top 25 highest FEMA NRI climate-risk counties in Alabama (one representative ZIP per county). #1 is 36695 (Mobile) at score 98.0. Compare hazard exposure on US5.
FEMA’s National Risk Index is published at the county level on US5, so every ZIP in the same county shares the same composite score. This board shows one representative ZIP per county (the most populous code in that county) ranked by NRI — a relative signal of natural-hazard exposure for planning and insurance context.
Highest county scores on this board: Mobile County (36695) at 98.0; Jefferson County (35215) at 97.6; Baldwin County (36535) at 96.7.
Open a representative ZIP for flood, wildfire, and hurricane component scores, plus a plain-language risk summary.
Open any ZIP for a full demographics, income, and housing profile, or return to the Alabama state page for the complete ZIP table.
Ranked counties (representative ZIP)
FEMA NRI is county-level data. Each row shows the most populous ZIP in that county as a representative entry.
| # | ZIP | City | County | NRI risk score | Population | Income | Home value |
|---|---|---|---|---|---|---|---|
| 1 | 36695 | Mobile | Mobile County | 98.0 | 52,923 | $75,236 | $234,200 |
| 2 | 35215 | Birmingham | Jefferson County | 97.6 | 46,372 | $51,854 | $146,900 |
| 3 | 36535 | Foley | Baldwin County | 96.7 | 38,401 | $67,013 | $250,800 |
| 4 | 35758 | Madison | Madison County | 94.6 | 48,929 | $115,780 | $336,700 |
| 5 | 36117 | Montgomery | Montgomery County | 91.8 | 52,608 | $72,237 | $225,900 |
| 6 | 35405 | Tuscaloosa | Tuscaloosa County | 90.8 | 48,564 | $61,371 | $224,900 |
| 7 | 35242 | Hoover | Shelby County | 90.3 | 56,956 | $116,053 | $452,300 |
| 8 | 35601 | Decatur | Morgan County | 88.8 | 36,008 | $50,216 | $148,100 |
| 9 | 36265 | Jacksonville | Calhoun County | 88.5 | 21,891 | $51,574 | $163,500 |
| 10 | 36301 | Dothan | Houston County | 87.8 | 38,627 | $49,124 | $156,100 |
| 11 | 35901 | Gadsden | Etowah County | 87.3 | 19,186 | $47,826 | $174,200 |
| 12 | 35950 | Albertville | Marshall County | 87.3 | 21,173 | $56,457 | $149,500 |
| 13 | 35630 | Florence | Lauderdale County | 85.5 | 33,697 | $44,168 | $153,300 |
| 14 | 36426 | Brewton | Escambia County | 85.0 | 16,049 | $50,065 | $124,700 |
| 15 | 35160 | Talladega | Talladega County | 84.7 | 26,177 | $50,007 | $129,300 |
| 16 | 36330 | Enterprise | Coffee County | 83.4 | 38,697 | $71,589 | $198,600 |
| 17 | 35504 | Jasper | Walker County | 82.6 | 13,505 | $71,521 | $196,200 |
| 18 | 36420 | Andalusia | Covington County | 82.4 | 10,358 | $50,126 | $163,900 |
| 19 | 35055 | Cullman | Cullman County | 81.9 | 23,231 | $58,488 | $195,400 |
| 20 | 35674 | Tuscumbia | Colbert County | 80.7 | 20,475 | $56,960 | $176,700 |
| 21 | 35967 | Fort Payne | DeKalb County | 80.4 | 17,342 | $48,125 | $155,700 |
| 22 | 35611 | Athens | Limestone County | 80.0 | 29,077 | $54,606 | $201,700 |
| 23 | 36830 | Auburn | Lee County | 79.7 | 48,172 | $63,761 | $346,600 |
| 24 | 35768 | Scottsboro | Jackson County | 79.0 | 12,394 | $47,612 | $132,800 |
| 25 | 36092 | Wetumpka | Elmore County | 72.2 | 21,170 | $75,540 | $189,600 |
Frequently asked questions
Which areas in Alabama have the highest climate or disaster risk?
FEMA NRI scores are county-level on US5. Mobile County ranks near the top at 98.0 (representative ZIP 36695). Higher scores indicate greater relative natural-hazard exposure.
How does US5 rank ZIP codes in Alabama?
We rank one representative ZIP per county (highest population in the county) by FEMA NRI composite score from high to low. NRI is county-level data, so all ZIPs in a county share the same score.
Where can I explore all ZIP codes in Alabama?
Visit the Alabama state page for the full ZIP table, demographics summary, and sortable income/housing columns.