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Panama City, FL Demographics & ZIP Codes

Panama City, Florida demographics and median household income by ZIP code (in Bay County) — 3 ZIP codes — population 89,847 — median income $64,370 — avg. home value $233,933. Compare income, housing, and population across ZIP codes on US5.

ZIP codes
3
Population
89,847
Median household income (avg.)
$64,370
86% of U.S. median
Average home value
$233,933
67% of U.S. median
Average rent
$1,110
95% of U.S. median
Median age (avg.)
39.1
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Panama City demographics

Panama City, Florida covers 3 ZIP codes primarily in Bay County, with a combined ZIP-area population of about 89,847.

Across ZIP codes with age data, the average median age is about 39.1 years.

Median household income in Panama City

The average median household income across ZIP codes in Panama City, Florida is about $64,370 — about 14% below the FL ZIP average ($74,612), and about 14% below the U.S. median ($75,149).

Among ZIPs with income data, 32404 is near the top at about $72,208, while 32401 is near the bottom at about $49,901.

Housing in Panama City

For housing in Panama City, Florida, the average median home value is about $233,933 and the average median rent is about $1,110.

The most populous ZIP in this set is 32404 (about 42,117 residents). Use the table below to compare population, income, and home values across codes.

ZIP codes in Panama City

Sort by population, income, or home value. Click a column header to toggle ascending / descending.

ZIP City County State Population ↓ Income Home value
32404 Panama Bay County FL 42,117 $72,208 $239,700
32405 Panama Bay County FL 29,336 $71,002 $255,100
32401 Panama Bay County FL 18,394 $49,901 $207,000

Frequently asked questions

What are the demographics of Panama City?

Panama City, Florida has a combined ZIP-area population of about 89,847 across 3 ZIP codes (primarily Bay County). Browse the ZIP table below for population, income, and housing by code.

What is the median household income in Panama City?

The average median household income across ZIP codes in Panama City, Florida is about $64,370, about 14% below the state ZIP average ($74,612), and about 14% below the U.S. median ($75,149). Average median home value is about $233,933. Among ZIPs with data, 32404 is near the top ($72,208) and 32401 is near the bottom ($49,901).

How many ZIP codes are in Panama City?

Panama City, Florida includes 3 ZIP codes on US5. Each row links to demographics, median income, and housing for that code.

Where can I find ZIP code demographics for Panama City?

This page lists ZIP codes in Panama City, Florida with population, median household income, and home value. Select a ZIP for a full demographics profile.