ZIP Code 99786 — Ambler city, AK Demographics & Data

ZIP code 99786 covers Ambler, AK in Northwest Arctic Borough with a population of about 201.

At a glance, the area shows median age of 33.8 versus a U.S. median of about 38.9.

It sits in telephone area code 907; U.S. House district AK-00.

Median household income in ZIP 99786 is about $41,563 — about 45% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 31.3%; unemployment rate near 29.3%; 5.6% of adults with a bachelor’s degree or higher (about 28.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Other services, and Utilities; about 17.2% of workers reporting work-from-home (about 2.0 points above the U.S. share (15.2%)); a mean commute of about 24.0 minutes (U.S. average near 26.8).

Median home value is about $86,700 — about 75% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $238 (about 80% below the U.S. median rent ($1,163)), and owner-occupancy near 86.8% (about 21.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 99786 in Ambler, AK, a household would need roughly $24,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $557. That sits below the local median household income ($41,563), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

IRS migration statistics show a net inflow of about 8 for ZIP 99786 (Ambler city, AK) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.