ZIP Code 99712 — Steele Creek CDP, AK Demographics & Data

ZIP code 99712 covers Steele Creek, AK in Fairbanks North Star Borough with a population of about 12,070.

At a glance, the area shows median age of 39.7 (near the U.S. median).

It sits in telephone area code 907; U.S. House district AK-00; the FAIRBANKS media market.

Median household income in ZIP 99712 is about $103,494 — about 38% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.0%; unemployment rate near 2.1%; 37.1% of adults with a bachelor’s degree or higher (about 3.4 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Public administration, and Education; about 8.9% of workers reporting work-from-home (about 6.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $292,800 — about 16% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $948 (about 18% below the U.S. median rent ($1,163)), and owner-occupancy near 85.3% (about 19.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 99712 in Steele Creek, AK, a household would need roughly $81,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,881. That sits below the local median household income ($103,494), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Climate normals for Steele Creek CDP, AK show little to no average snow and around 15.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 480 for ZIP 99712 (Steele Creek CDP, AK) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.