ZIP Code 99540 — Anchorage municipality, AK Demographics & Data

ZIP code 99540 covers Anchorage, AK in Anchorage Municipality with a population of about 354.

At a glance, the area shows median age of 49.6 versus a U.S. median of about 38.9.

It sits in telephone area code 907; U.S. House district AK-00; the ANCHORAGE media market.

Median household income in ZIP 99540 is about $82,969 — about 10% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.5%; unemployment rate near 5.6%; 63.7% of adults with a bachelor’s degree or higher (about 30.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Public administration, Education, and Transportation; about 5.5% of workers reporting work-from-home (about 9.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $360,000 — about 3% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 66.1% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 99540 in Anchorage, AK, a household would need roughly $99,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,313. That is about 19% above the local median household income ($82,969), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Climate normals for Anchorage municipality, AK show little to no average snow.

IRS migration statistics show a net inflow of about 14 for ZIP 99540 (Anchorage municipality, AK) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.