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ZIP 99522
Housing & Real Estate

ZIP 99522 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 99522

Median Home Value

$388,800

Median Rent

$1,339

Affordability Snapshot

$107,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,498/mo PITI).

14%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.2 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 99522, a household would need roughly $107,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,498. That is roughly in line with the local median household income ($115,536). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel

Housing Metrics

Owner Occupied

67.3%+3% vs US avg

Vacancy Rate

6.9%-33% vs US avg

Broadband Access

100.0%+15% vs US avg

4+ Bedrooms

3.3%-78% vs US avg

Built Pre-1939

0.0%

Built Post-2014

0.0%

Rent Burden >30%

13.4%-73% vs US avg

Mortgage-Free

15.2%-60% vs US avg

$388,800

Home Value

$1,339

Rent

1992

Year Built

2016

Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached73.0%
1-unit attached4.8%
2-9 units17.4%
10+ units4.8%
Mobile home & other0.1%

ZIP 99522 — Housing & Real Estate

Housing & Real Estate in ZIP Code 99522

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