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Anchorage municipality, AK

ZIP 99501 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 99501

Median Home Value
$378,700
Median Rent
$1,139
Affordability Snapshot
$104,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,433/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

27.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 99501 in Anchorage municipality, AK, a household would need roughly $104,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,433. That is about 49% above the local median household income ($69,591), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
36.2%-45% vs US avg
x
Vacancy Rate
13.9%+35% vs US avg
x
Broadband Access
91.5%+5% vs US avg
x
4+ Bedrooms
1.3%-91% vs US avg
x
Built Pre-1939
5.9%-54% vs US avg
x
Built Post-2014
0.4%-95% vs US avg
x
Rent Burden >30%
18.9%-62% vs US avg
x
Mortgage-Free
39.4%+3% vs US avg
x
$378,700
Home Value
$1,139
Rent
1975
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached18.9%
  • 1-unit attached10.4%
  • 2-9 units32.7%
  • 10+ units37.5%
  • Mobile home & other0.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$378,700
Median rent$1,139
Owner-occupied36.2%
Vacant13.9%
Price-to-income5.4x
Est. income to buy$104,000