US5.com
  1. Home
  2. States
  3. Washington
  4. ZIP 99338
  5. Housing & Real Estate
Kennewick city, WA

ZIP 99338 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 99338

Median Home Value
$526,700
Median Rent
$1,374
Affordability Snapshot
$145,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,383/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

31.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 99338 in Kennewick city, WA, a household would need roughly $145,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,383. That is about 25% above the local median household income ($116,002), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
83.7%+28% vs US avg
x
Vacancy Rate
3.9%-62% vs US avg
x
Broadband Access
96.3%+11% vs US avg
x
4+ Bedrooms
11.8%-20% vs US avg
x
Built Pre-1939
0.4%-97% vs US avg
x
Built Post-2014
3.8%-45% vs US avg
x
Rent Burden >30%
19.7%-60% vs US avg
x
Mortgage-Free
28.3%-26% vs US avg
x
$526,700
Home Value
$1,374
Rent
2004
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached83.8%
  • 1-unit attached0.5%
  • 2-9 units2.9%
  • 10+ units9.1%
  • Mobile home & other3.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$526,700
Median rent$1,374
Owner-occupied83.7%
Vacant3.9%
Price-to-income4.5x
Est. income to buy$145,000