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West Richland city, WA

ZIP 99320 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 99320

Median Home Value
$300,300
Median Rent
$910
Affordability Snapshot
$83,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,929/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

27.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 99320 in West Richland city, WA, a household would need roughly $83,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,929. That is roughly in line with the local median household income ($84,494). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
84.9%+30% vs US avg
x
Vacancy Rate
9.5%-8% vs US avg
x
Broadband Access
90.4%+4% vs US avg
x
4+ Bedrooms
4.0%-73% vs US avg
x
Built Pre-1939
4.6%-64% vs US avg
x
Built Post-2014
3.0%-56% vs US avg
x
Rent Burden >30%
14.9%-70% vs US avg
x
Mortgage-Free
30.0%-21% vs US avg
x
$300,300
Home Value
$910
Rent
1991
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached53.9%
  • 1-unit attached3.2%
  • 2-9 units4.5%
  • 10+ units0.0%
  • Mobile home & other38.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$300,300
Median rent$910
Owner-occupied84.9%
Vacant9.5%
Price-to-income3.6x
Est. income to buy$83,000