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Palouse city, WA

ZIP 99161 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 99161

Median Home Value
$285,800
Median Rent
$650
Affordability Snapshot
$79,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,836/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

36.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 99161 in Palouse city, WA, a household would need roughly $79,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,836. That sits below the local median household income ($90,750), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
83.1%+27% vs US avg
x
Vacancy Rate
9.2%-10% vs US avg
x
Broadband Access
92.2%+6% vs US avg
x
4+ Bedrooms
8.3%-44% vs US avg
x
Built Pre-1939
3.8%-70% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
11.0%-78% vs US avg
x
Mortgage-Free
37.7%-1% vs US avg
x
$285,800
Home Value
$650
Rent
1950
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached83.3%
  • 1-unit attached0.6%
  • 2-9 units3.8%
  • 10+ units1.4%
  • Mobile home & other10.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$285,800
Median rent$650
Owner-occupied83.1%
Vacant9.2%
Price-to-income3.1x
Est. income to buy$79,000