ZIP Code 99131 — undefined, WA Demographics & Data

ZIP code 99131 covers WA in Stevens County with a population of about 137.

At a glance, the area shows median age of 70.3 versus a U.S. median of about 38.9.

It sits in telephone area code 509; U.S. House district WA-5; the SPOKANE media market.

WA fits a retirement-oriented profile (high share of residents 65+ (79.6%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 99131 is about $36,055 — about 52% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 19.7%; unemployment rate near 0.0%; 5.9% of adults with a bachelor’s degree or higher (about 27.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Administrative support, and Arts and entertainment; a mean commute of about 15.0 minutes (U.S. average near 26.8).

Median home value is about $255,000 — about 27% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 63.9% (about 1.5 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 99131 in WA, a household would need roughly $70,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,638. That is about 94% above the local median household income ($36,055), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for WA as Relatively Low (composite score 60.3), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (96.5) and flood (68.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for WA show little to no average snow and around 21.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 7 for ZIP 99131 (WA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.