ZIP Code 99128 — Farmington town, WA Demographics & Data

ZIP code 99128 covers Farmington, WA in Whitman County with a population of about 248.

At a glance, the area shows median age of 51.0 versus a U.S. median of about 38.9.

It sits in telephone area code 509; U.S. House district WA-5; the SPOKANE media market.

Median household income in ZIP 99128 is about $58,194 — about 23% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.7%; unemployment rate near 10.8%; 25.6% of adults with a bachelor’s degree or higher (about 8.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Agriculture, and Wholesale trade; about 20.0% of workers reporting work-from-home (about 4.8 points above the U.S. share (15.2%)); a mean commute of about 92.0 minutes (U.S. average near 26.8).

Median home value is about $300,000 — about 14% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $575 (about 51% below the U.S. median rent ($1,163)), and owner-occupancy near 76.9% (about 11.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 99128 in Farmington, WA, a household would need roughly $83,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,927. That is about 43% above the local median household income ($58,194), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Farmington town, WA as Very Low (composite score 39.8), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (68.3) and flood (58.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Farmington town, WA show little to no average snow and around 24.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 13 for ZIP 99128 (Farmington town, WA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.