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Colville city, WA

ZIP 99114 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 99114

Median Home Value
$268,300
Median Rent
$775
Affordability Snapshot
$74,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,723/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

28.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 99114 in Colville city, WA, a household would need roughly $74,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,723. That is about 20% above the local median household income ($61,891), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
70.6%+8% vs US avg
x
Vacancy Rate
15.6%+51% vs US avg
x
Broadband Access
85.1%-2% vs US avg
x
4+ Bedrooms
4.7%-68% vs US avg
x
Built Pre-1939
3.2%-75% vs US avg
x
Built Post-2014
0.9%-86% vs US avg
x
Rent Burden >30%
19.0%-62% vs US avg
x
Mortgage-Free
46.5%+22% vs US avg
x
$268,300
Home Value
$775
Rent
1980
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.0%
  • 1-unit attached0.9%
  • 2-9 units4.0%
  • 10+ units6.1%
  • Mobile home & other11.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$268,300
Median rent$775
Owner-occupied70.6%
Vacant15.6%
Price-to-income4.3x
Est. income to buy$74,000