ZIP Code 99104 — undefined, undefined Demographics & Data

ZIP code 99104 covers ZIP 99104 with a population of about 3,567.

At a glance, the area shows median age of 44.5 versus a U.S. median of about 38.9.

It sits in the SPOKANE media market.

Median household income in ZIP 99104 is about $76,652 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.7%; unemployment rate near 2.5%; 34.8% of adults with a bachelor’s degree or higher (about 1.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Agriculture; about 10.8% of workers reporting work-from-home (about 4.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $264,500 — about 24% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $720 (about 38% below the U.S. median rent ($1,163)), and owner-occupancy near 82.2% (about 16.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 99104, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,699. That is roughly in line with the local median household income ($76,652). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.