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, WA

ZIP 99040 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 99040

Median Home Value
$180,800
Median Rent
$223
Affordability Snapshot
$50,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,161/mo PITI).

5%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

67.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 99040 in WA, a household would need roughly $50,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,161. That sits below the local median household income ($57,500), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
70.6%+8% vs US avg
x
Vacancy Rate
9.3%-9% vs US avg
x
Broadband Access
74.8%-14% vs US avg
x
4+ Bedrooms
3.1%-79% vs US avg
x
Built Pre-1939
0.3%-97% vs US avg
x
Built Post-2014
1.4%-80% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
75.7%+98% vs US avg
x
$180,800
Home Value
$223
Rent
1995
Year Built
2005
Moved In

Residents have lived here since ~2005 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached58.1%
  • 1-unit attached2.1%
  • 2-9 units4.2%
  • 10+ units0.0%
  • Mobile home & other35.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$180,800
Median rent$223
Owner-occupied70.6%
Vacant9.3%
Price-to-income3.1x
Est. income to buy$50,000