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White Swan CDP, WA

ZIP 98952 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 98952

Median Home Value
$111,000
Median Rent
$481
Affordability Snapshot
$31,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$713/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 98952 in White Swan CDP, WA, a household would need roughly $31,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $713. That sits below the local median household income ($56,957), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
64.8%-1% vs US avg
x
Vacancy Rate
13.3%+30% vs US avg
x
Broadband Access
92.6%+6% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
4.8%-63% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
4.2%-92% vs US avg
x
Mortgage-Free
69.1%+81% vs US avg
x
$111,000
Home Value
$481
Rent
1976
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.2%
  • 1-unit attached2.9%
  • 2-9 units1.6%
  • 10+ units0.0%
  • Mobile home & other25.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$111,000
Median rent$481
Owner-occupied64.8%
Vacant13.3%
Price-to-income1.9x
Est. income to buy$31,000