ZIP Code 98951 — Wapato city, WA Demographics & Data

ZIP code 98951 covers Wapato, WA in Yakima County with a population of about 12,935.

At a glance, the area shows median age of 29.8 versus a U.S. median of about 38.9.

It sits in telephone area code 509; U.S. House district WA-4; the YAKIMA - PASCO - RCHLND - KNNWCK media market.

Median household income in ZIP 98951 is about $63,083 — about 16% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 19.8%; unemployment rate near 7.4%; 10.8% of adults with a bachelor’s degree or higher (about 23.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Healthcare, and Manufacturing; about 4.7% of workers reporting work-from-home (about 10.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $214,000 — about 39% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $713 (about 39% below the U.S. median rent ($1,163)), and owner-occupancy near 54.4% (about 11.0 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 98951 in Wapato, WA, a household would need roughly $59,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,375. That is roughly in line with the local median household income ($63,083). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Wapato city, WA as Relatively Moderate (composite score 94.0), which is among the highest nationally. The strongest component scores on US5 are wildfire (98.9) and flood (92.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Wapato city, WA show little to no average snow and around 7.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 695 for ZIP 98951 (Wapato city, WA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.