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Riverside town, WA

ZIP 98849 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 98849

Median Home Value
$241,600
Median Rent
$779
Affordability Snapshot
$67,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,552/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 98849 in Riverside town, WA, a household would need roughly $67,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,552. That is roughly in line with the local median household income ($62,357). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 19% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
69.7%+7% vs US avg
x
Vacancy Rate
18.7%+81% vs US avg
x
Broadband Access
86.9%-0% vs US avg
x
4+ Bedrooms
0.8%-95% vs US avg
x
Built Pre-1939
7.4%-42% vs US avg
x
Built Post-2014
2.7%-61% vs US avg
x
Rent Burden >30%
19.1%-62% vs US avg
x
Mortgage-Free
57.3%+50% vs US avg
x
$241,600
Home Value
$779
Rent
1994
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached65.6%
  • 1-unit attached0.6%
  • 2-9 units1.4%
  • 10+ units0.0%
  • Mobile home & other32.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$241,600
Median rent$779
Owner-occupied69.7%
Vacant18.7%
Price-to-income3.9x
Est. income to buy$67,000