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Oroville city, WA

ZIP 98844 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 98844

Median Home Value
$251,100
Median Rent
$572
Affordability Snapshot
$69,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,613/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.9x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

36.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 98844 in Oroville city, WA, a household would need roughly $69,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,613. That is about 62% above the local median household income ($42,541), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 24% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
77.0%+18% vs US avg
x
Vacancy Rate
23.5%+128% vs US avg
x
Broadband Access
82.3%-5% vs US avg
x
4+ Bedrooms
2.9%-80% vs US avg
x
Built Pre-1939
3.8%-70% vs US avg
x
Built Post-2014
1.0%-85% vs US avg
x
Rent Burden >30%
21.1%-58% vs US avg
x
Mortgage-Free
54.5%+43% vs US avg
x
$251,100
Home Value
$572
Rent
1983
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.3%
  • 1-unit attached1.0%
  • 2-9 units4.9%
  • 10+ units2.8%
  • Mobile home & other12.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$251,100
Median rent$572
Owner-occupied77.0%
Vacant23.5%
Price-to-income5.9x
Est. income to buy$69,000