ZIP Code 98837 — Moses Lake city, WA Demographics & Data

ZIP code 98837 covers Moses Lake, WA in Grant County with a population of about 47,399.

At a glance, the area shows median age of 35.3 versus a U.S. median of about 38.9.

It sits in telephone area code 509; U.S. House district WA-4; the SPOKANE media market.

Median household income in ZIP 98837 is about $70,732 — about 6% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.6%; unemployment rate near 7.4%; 20.6% of adults with a bachelor’s degree or higher (about 13.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Education; about 10.0% of workers reporting work-from-home (about 5.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $290,000 — about 17% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,021 (about 12% below the U.S. median rent ($1,163)), and owner-occupancy near 66.3% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 98837 in Moses Lake, WA, a household would need roughly $80,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,863. That is roughly in line with the local median household income ($70,732). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Moses Lake city, WA as Relatively Low (composite score 76.9), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (95.8) and flood (77.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Moses Lake city, WA show little to no average snow and around 7.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,546 for ZIP 98837 (Moses Lake city, WA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.