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Vancouver city, WA

ZIP 98660 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 98660

Median Home Value
$444,300
Median Rent
$1,271
Affordability Snapshot
$122,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,854/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

29.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 98660 in Vancouver city, WA, a household would need roughly $122,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,854. That is about 87% above the local median household income ($65,147), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
39.4%-40% vs US avg
x
Vacancy Rate
5.5%-46% vs US avg
x
Broadband Access
89.5%+3% vs US avg
x
4+ Bedrooms
2.9%-81% vs US avg
x
Built Pre-1939
14.5%+14% vs US avg
x
Built Post-2014
3.7%-47% vs US avg
x
Rent Burden >30%
28.8%-42% vs US avg
x
Mortgage-Free
29.4%-23% vs US avg
x
$444,300
Home Value
$1,271
Rent
1967
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached41.3%
  • 1-unit attached3.3%
  • 2-9 units13.2%
  • 10+ units40.3%
  • Mobile home & other2.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$444,300
Median rent$1,271
Owner-occupied39.4%
Vacant5.5%
Price-to-income6.8x
Est. income to buy$122,000