ZIP Code 98614 — Chinook CDP, WA Demographics & Data

ZIP code 98614 covers Chinook, WA in Pacific County with a population of about 591.

At a glance, the area shows median age of 53.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 360, 564; U.S. House district WA-3; the SEATTLE - TACOMA media market.

Median household income in ZIP 98614 is about $105,966 — about 41% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 9.6% of adults with a bachelor’s degree or higher (about 24.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Agriculture, and Construction; about 16.2% of workers reporting work-from-home (about 1.0 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $310,400 — about 11% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 98614 in Chinook, WA, a household would need roughly $85,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,994. That sits below the local median household income ($105,966), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Chinook CDP, WA as Relatively Moderate (composite score 92.7), which is among the highest nationally. The strongest component scores on US5 are flood (63.3) and wildfire (27.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Chinook CDP, WA show little to no average snow and around 78.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 32 for ZIP 98614 (Chinook CDP, WA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.