ZIP Code 98513 — Nisqually Indian Community CDP, WA Demographics & Data

ZIP code 98513 covers Nisqually Indian Community, WA in Thurston County with a population of about 37,953.

At a glance, the area shows median age of 38.1 (near the U.S. median).

It sits in telephone area codes 360, 564; U.S. House district WA-10; the SEATTLE - TACOMA media market.

Median household income in ZIP 98513 is about $108,270 — about 44% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.8%; unemployment rate near 4.3%; 32.6% of adults with a bachelor’s degree or higher (about 1.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Public administration, Healthcare, and Retail trade; about 18.3% of workers reporting work-from-home (about 3.1 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $443,300 — about 27% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,714 (about 47% above the U.S. median rent ($1,163)), and owner-occupancy near 78.9% (about 13.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 98513 in Nisqually Indian Community, WA, a household would need roughly $122,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,848. That is roughly in line with the local median household income ($108,270). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Nisqually Indian Community CDP, WA as Relatively High (composite score 94.5), which is among the highest nationally. The strongest component scores on US5 are flood (90.8) and wildfire (57.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Nisqually Indian Community CDP, WA show little to no average snow and around 50.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,039 for ZIP 98513 (Nisqually Indian Community CDP, WA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.