ZIP Code 98286 — undefined, WA Demographics & Data

ZIP code 98286 covers WA in San Juan County with a population of about 135.

At a glance, the area shows median age of 69.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 360, 564; U.S. House district WA-2; the SEATTLE - TACOMA media market.

WA fits a retirement-oriented profile (high share of residents 65+ (59.3%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 98286 is about $70,357 — about 6% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.2%; unemployment rate near 0.0%; 46.9% of adults with a bachelor’s degree or higher (about 13.2 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Administrative support, Manufacturing, and Professional services; about 44.4% of workers reporting work-from-home (about 29.2 points above the U.S. share (15.2%)); a mean commute of about 15.0 minutes (U.S. average near 26.8).

Median home value is about $621,000 — about 78% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 71.4% (about 6.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 98286 in WA, a household would need roughly $171,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,989. That is about 143% above the local median household income ($70,357), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for WA as Very Low (composite score 35.4), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (42.1) and wildfire (41.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for WA show little to no average snow and around 18.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 7 for ZIP 98286 (WA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.