US5.com
  1. Home
  2. States
  3. Washington
  4. ZIP 98257
  5. Housing & Real Estate
La Conner town, WA

ZIP 98257 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 98257

Median Home Value
$481,300
Median Rent
$1,046
Affordability Snapshot
$133,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,092/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

38.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 98257 in La Conner town, WA, a household would need roughly $133,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,092. That is about 46% above the local median household income ($90,983), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
79.4%+21% vs US avg
x
Vacancy Rate
14.2%+38% vs US avg
x
Broadband Access
92.5%+6% vs US avg
x
4+ Bedrooms
2.9%-81% vs US avg
x
Built Pre-1939
3.1%-75% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
28.0%-44% vs US avg
x
Mortgage-Free
54.3%+42% vs US avg
x
$481,300
Home Value
$1,046
Rent
1983
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached85.0%
  • 1-unit attached1.7%
  • 2-9 units5.6%
  • 10+ units4.5%
  • Mobile home & other3.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$481,300
Median rent$1,046
Owner-occupied79.4%
Vacant14.2%
Price-to-income5.3x
Est. income to buy$133,000