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Coupeville town, WA

ZIP 98239 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 98239

Median Home Value
$577,700
Median Rent
$1,060
Affordability Snapshot
$159,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,711/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.7x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

45.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 98239 in Coupeville town, WA, a household would need roughly $159,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,711. That is about 85% above the local median household income ($86,138), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
83.3%+27% vs US avg
x
Vacancy Rate
17.3%+68% vs US avg
x
Broadband Access
91.5%+5% vs US avg
x
4+ Bedrooms
2.9%-80% vs US avg
x
Built Pre-1939
2.4%-81% vs US avg
x
Built Post-2014
2.7%-61% vs US avg
x
Rent Burden >30%
23.2%-53% vs US avg
x
Mortgage-Free
37.8%-1% vs US avg
x
$577,700
Home Value
$1,060
Rent
1991
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.6%
  • 1-unit attached1.5%
  • 2-9 units2.6%
  • 10+ units3.2%
  • Mobile home & other5.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$577,700
Median rent$1,060
Owner-occupied83.3%
Vacant17.3%
Price-to-income6.7x
Est. income to buy$159,000