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Bellingham city, WA

ZIP 98225 — Climate & Environment

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Climate, disaster risk, air quality, and environmental safety

Environment & Risk in ZIP Code 98225

Disaster Risk (FEMA NRI)

County-linked natural hazard risk from FEMA National Risk Index — useful for comparing insurance and disaster exposure.

FEMA’s National Risk Index rates natural-hazard risk for Bellingham city, WA as Relatively Moderate (composite score 91.0), which is among the highest nationally. The strongest component scores on US5 are flood (88.9) and wildfire (61.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Overall rating
Relatively Moderate
Risk index
91.0
Flood risk
88.9
Wildfire risk
61.7
Earthquake risk
97.8
Tornado risk
13.1
Winter weather risk
82.5
Hail risk
2.0
Air Quality (EPA AQI)

County-level annual air quality from EPA. Good days = healthy to breathe; unhealthy = sensitive groups or worse.

30
Median AQI
96.6%
Good Days

Air quality healthy to breathe

0.0%
Unhealthy / Hazardous

Sensitive groups or worse

Climate & Weather in ZIP Code 98225

Climate normals for Bellingham city, WA show little to no average snow and around 34.7 inches of annual precipitation. Pair that with FEMA NRI hazard context (overall rating Relatively Moderate) when evaluating long-term housing and insurance exposure.

7-day weather forecast

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Sunrise, sunset & moon

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Monthly Temperature

30-year climate normals (avg. monthly temperature)

Climate Data
Hardiness Zone
8b
Annual Snow Days
0
Annual Precipitation
34.71 in
FEMA NRI rating
Relatively Moderate

Climate & Environment key statistics

Climate statistics
Climate
Hardiness zone8b
Annual precip (in)34.71
Snow days0
Broadband access92.0%
Risk & Air Quality statistics
Risk & Air Quality
NRI ratingRelatively Moderate
NRI risk index91.0
Flood risk (NRI)88.9
Wildfire risk (NRI)61.7
IRS net migration2705
Median AQI30
Good AQI days96.6%