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ZIP Code 98165 — undefined, undefined Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassRemote Work Hub

At a glance

Population
4,548
Density
N/A
Median income
$87,437
+16% vs US avg
Home value
$934,600
+169% vs US avg
Median rent
$1,463
+26% vs US avg
Timezone
N/A

Overview of ZIP Code 98165

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What to know about ZIP 98165

ZIP code 98165 covers ZIP 98165 with a population of about 4,548.

At a glance, the area shows median age of 39.6 (near the U.S. median).

It sits in the SEATTLE - TACOMA media market.

Income and economy in ZIP 98165

Median household income in ZIP 98165 is about $87,437 — about 16% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.9%; unemployment rate near 0.0%; 58.3% of adults with a bachelor’s degree or higher (about 24.6 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Food services; about 27.4% of workers reporting work-from-home (about 12.2 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 98165

Median home value is about $934,600 — about 169% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,463 (about 26% above the U.S. median rent ($1,163)), and owner-occupancy near 40.3% (about 25.1 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 98165, a household would need roughly $257,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,004. That is about 194% above the local median household income ($87,437), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.