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Shoreline city, WA

ZIP 98155 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 98155

Median Home Value
$758,000
Median Rent
$1,785
Affordability Snapshot
$209,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,869/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.7x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

35.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 98155 in Shoreline city, WA, a household would need roughly $209,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,869. That is about 58% above the local median household income ($131,911), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
71.8%+10% vs US avg
x
Vacancy Rate
3.9%-62% vs US avg
x
Broadband Access
94.7%+9% vs US avg
x
4+ Bedrooms
6.3%-57% vs US avg
x
Built Pre-1939
10.6%-17% vs US avg
x
Built Post-2014
1.1%-84% vs US avg
x
Rent Burden >30%
19.9%-60% vs US avg
x
Mortgage-Free
25.2%-34% vs US avg
x
$758,000
Home Value
$1,785
Rent
1969
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.7%
  • 1-unit attached4.9%
  • 2-9 units8.2%
  • 10+ units17.9%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$758,000
Median rent$1,785
Owner-occupied71.8%
Vacant3.9%
Price-to-income5.7x
Est. income to buy$209,000