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Seattle city, WA

ZIP 98144 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 98144

Median Home Value
$890,400
Median Rent
$1,652
Affordability Snapshot
$245,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,720/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

9.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

44.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 98144 in Seattle city, WA, a household would need roughly $245,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,720. That is about 160% above the local median household income ($94,051), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
46.1%-30% vs US avg
x
Vacancy Rate
4.2%-59% vs US avg
x
Broadband Access
90.4%+4% vs US avg
x
4+ Bedrooms
4.0%-73% vs US avg
x
Built Pre-1939
5.7%-56% vs US avg
x
Built Post-2014
3.2%-53% vs US avg
x
Rent Burden >30%
20.7%-58% vs US avg
x
Mortgage-Free
31.7%-17% vs US avg
x
$890,400
Home Value
$1,652
Rent
1973
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached41.8%
  • 1-unit attached12.1%
  • 2-9 units13.5%
  • 10+ units32.5%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$890,400
Median rent$1,652
Owner-occupied46.1%
Vacant4.2%
Price-to-income9.5x
Est. income to buy$245,000