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Spray town, OR

ZIP 97874 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 97874

Median Home Value
$299,100
Median Rent
$567
Affordability Snapshot
$82,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,921/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

44.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 97874 in Spray town, OR, a household would need roughly $82,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,921. That is about 70% above the local median household income ($48,214), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 27% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
69.1%+6% vs US avg
x
Vacancy Rate
26.9%+161% vs US avg
x
Broadband Access
79.6%-8% vs US avg
x
4+ Bedrooms
0.5%-97% vs US avg
x
Built Pre-1939
1.9%-85% vs US avg
x
Built Post-2014
2.4%-65% vs US avg
x
Rent Burden >30%
27.7%-44% vs US avg
x
Mortgage-Free
64.8%+70% vs US avg
x
$299,100
Home Value
$567
Rent
1971
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.4%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units1.4%
  • Mobile home & other21.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$299,100
Median rent$567
Owner-occupied69.1%
Vacant26.9%
Price-to-income6.2x
Est. income to buy$82,000