ZIP Code 97870 — Richland city, OR Demographics & Data

ZIP code 97870 covers Richland, OR in Baker County with a population of about 529.

At a glance, the area shows median age of 53.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 458, 541; U.S. House district OR-2; the PORTLAND, OR media market.

Richland, OR reads as a military / base-oriented community on US5’s intent model (elevated veteran share (24.8%) and/or base-related place names). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

Median household income in ZIP 97870 is about $56,625 — about 25% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 22.3%; unemployment rate near 9.4%; 21.6% of adults with a bachelor’s degree or higher (about 12.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Education, and Healthcare; about 30.9% of workers reporting work-from-home (about 15.7 points above the U.S. share (15.2%)); a mean commute of about 152.0 minutes (U.S. average near 26.8).

Median home value is about $201,900 — about 42% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $517 (about 56% below the U.S. median rent ($1,163)), and owner-occupancy near 63.1% (about 2.3 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 97870 in Richland, OR, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,297. That is roughly in line with the local median household income ($56,625). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Richland city, OR as Relatively Low (composite score 48.2), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (96.1) and flood (47.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Richland city, OR show little to no average snow.

IRS migration statistics show a net inflow of about 27 for ZIP 97870 (Richland city, OR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.