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La Grande city, OR

ZIP 97850 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 97850

Median Home Value
$264,700
Median Rent
$814
Affordability Snapshot
$73,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,700/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

27.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 97850 in La Grande city, OR, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,700. That is about 17% above the local median household income ($62,411), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
57.9%-11% vs US avg
x
Vacancy Rate
7.3%-29% vs US avg
x
Broadband Access
86.0%-1% vs US avg
x
4+ Bedrooms
3.2%-79% vs US avg
x
Built Pre-1939
3.5%-73% vs US avg
x
Built Post-2014
0.4%-95% vs US avg
x
Rent Burden >30%
19.1%-62% vs US avg
x
Mortgage-Free
46.3%+21% vs US avg
x
$264,700
Home Value
$814
Rent
1971
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached65.0%
  • 1-unit attached3.3%
  • 2-9 units11.7%
  • 10+ units10.7%
  • Mobile home & other9.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$264,700
Median rent$814
Owner-occupied57.9%
Vacant7.3%
Price-to-income4.2x
Est. income to buy$73,000