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Echo city, OR

ZIP 97826 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 97826

Median Home Value
$410,300
Median Rent
$743
Affordability Snapshot
$113,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,636/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

46.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 97826 in Echo city, OR, a household would need roughly $113,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,636. That is about 93% above the local median household income ($58,676), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
70.1%+7% vs US avg
x
Vacancy Rate
21.3%+106% vs US avg
x
Broadband Access
86.8%-0% vs US avg
x
4+ Bedrooms
2.9%-80% vs US avg
x
Built Pre-1939
9.6%-25% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
13.3%-73% vs US avg
x
Mortgage-Free
60.8%+59% vs US avg
x
$410,300
Home Value
$743
Rent
1959
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached69.8%
  • 1-unit attached1.7%
  • 2-9 units3.1%
  • 10+ units0.0%
  • Mobile home & other25.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$410,300
Median rent$743
Owner-occupied70.1%
Vacant21.3%
Price-to-income7.0x
Est. income to buy$113,000