ZIP Code 97760 — Crooked River Ranch CDP, OR Demographics & Data

ZIP code 97760 covers Crooked River Ranch, OR in Deschutes County with a population of about 8,185.

At a glance, the area shows median age of 55.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 458, 541; U.S. House district OR-2; the PORTLAND, OR media market.

Crooked River Ranch, OR fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 97760 is about $84,198 — about 12% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.5%; unemployment rate near 13.0%; 28.0% of adults with a bachelor’s degree or higher (about 5.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Professional services; about 16.9% of workers reporting work-from-home (about 1.8 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $465,400 — about 34% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 90.9% (about 25.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 97760 in Crooked River Ranch, OR, a household would need roughly $128,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,990. That is about 52% above the local median household income ($84,198), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Crooked River Ranch CDP, OR as Relatively Moderate (composite score 84.9), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (97.8) and flood (88.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Crooked River Ranch CDP, OR show little to no average snow and around 8.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 415 for ZIP 97760 (Crooked River Ranch CDP, OR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.