ZIP Code 97720 — Crane CDP, OR Demographics & Data

ZIP code 97720 covers Crane, OR in Harney County with a population of about 4,456.

At a glance, the area shows median age of 48.7 versus a U.S. median of about 38.9.

It sits in telephone area codes 458, 541; U.S. House district OR-2; the PORTLAND, OR media market.

Median household income in ZIP 97720 is about $43,778 — about 42% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.0%; unemployment rate near 6.2%; 11.9% of adults with a bachelor’s degree or higher (about 21.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Food services, and Healthcare; about 13.8% of workers reporting work-from-home (about 1.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $170,600 — about 51% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $577 (about 50% below the U.S. median rent ($1,163)), and owner-occupancy near 62.2% (about 3.2 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 97720 in Crane, OR, a household would need roughly $47,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,096. That is roughly in line with the local median household income ($43,778). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Crane CDP, OR as Very Low (composite score 23.7), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (95.7) and flood (28.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Crane CDP, OR show little to no average snow and around 10.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 226 for ZIP 97720 (Crane CDP, OR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.