ZIP Code 97638 — Silver Lake CDP, OR Demographics & Data

ZIP code 97638 covers Silver Lake, OR in Lake County with a population of about 531.

At a glance, the area shows median age of 40.6 versus a U.S. median of about 38.9.

It sits in telephone area codes 458, 541; U.S. House district OR-2; the MEDFORD - KLAMATH FALLS media market.

Median household income in ZIP 97638 is about $59,250 — about 21% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.0%; unemployment rate near 0.0%; 23.6% of adults with a bachelor’s degree or higher (about 10.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Education, and Transportation; about 20.9% of workers reporting work-from-home (about 5.7 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing tenure and rents show median gross rent around $445 (about 62% below the U.S. median rent ($1,163)), and owner-occupancy near 53.5% (about 11.9 points below the national owner-occupancy rate (65.4%)).

FEMA’s National Risk Index rates natural-hazard risk for Silver Lake CDP, OR as Very Low (composite score 19.1), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (89.2) and flood (37.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Silver Lake CDP, OR show little to no average snow and around 10.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 27 for ZIP 97638 (Silver Lake CDP, OR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.