ZIP Code 97635 — New Pine Creek CDP, CA Demographics & Data

ZIP code 97635 covers New Pine Creek, CA in Modoc County with a population of about 323.

At a glance, the area shows median age of 54.3 versus a U.S. median of about 38.9.

It sits in telephone area code 530; U.S. House district CA-1; the MEDFORD - KLAMATH FALLS media market.

On socioeconomic markers, US5 shows a poverty rate of 12.4%; unemployment rate near 0.0%; 22.4% of adults with a bachelor’s degree or higher (about 11.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Healthcare, and Manufacturing; a mean commute of about 98.0 minutes (U.S. average near 26.8).

Median home value is about $202,800 — about 42% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 34.6% (about 30.8 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 97635 in New Pine Creek, CA, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,303. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for New Pine Creek CDP, CA as Very Low (composite score 39.7), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (92.9) and flood (44.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for New Pine Creek CDP, CA show little to no average snow and around 17.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 16 for ZIP 97635 (New Pine Creek CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.