ZIP Code 97531 — Kerby CDP, OR Demographics & Data

ZIP code 97531 covers Kerby, OR in Josephine County with a population of about 98.

It sits in telephone area codes 458, 541; U.S. House district OR-2; the MEDFORD - KLAMATH FALLS media market.

Kerby, OR fits a retirement-oriented profile (high share of residents 65+ (100.0%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 100.0%.

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

FEMA’s National Risk Index rates natural-hazard risk for Kerby CDP, OR as Relatively Moderate (composite score 90.2), which is among the highest nationally. The strongest component scores on US5 are wildfire (99.2) and flood (90.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Kerby CDP, OR show little to no average snow and around 61.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 5 for ZIP 97531 (Kerby CDP, OR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.