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Takilma CDP, OR

ZIP 97523 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 97523

Median Home Value
$301,000
Median Rent
$920
Affordability Snapshot
$83,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,934/mo PITI).

24%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

27.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 97523 in Takilma CDP, OR, a household would need roughly $83,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,934. That is about 81% above the local median household income ($45,960), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
80.9%+24% vs US avg
x
Vacancy Rate
14.3%+39% vs US avg
x
Broadband Access
87.1%+0% vs US avg
x
4+ Bedrooms
0.4%-98% vs US avg
x
Built Pre-1939
3.8%-70% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
36.9%-26% vs US avg
x
Mortgage-Free
51.3%+34% vs US avg
x
$301,000
Home Value
$920
Rent
1980
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached64.4%
  • 1-unit attached2.1%
  • 2-9 units3.2%
  • 10+ units0.5%
  • Mobile home & other29.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$301,000
Median rent$920
Owner-occupied80.9%
Vacant14.3%
Price-to-income6.5x
Est. income to buy$83,000