ZIP Code 97501 — Medford city, OR Demographics & Data

ZIP code 97501 covers Medford, OR in Jackson County with a population of about 45,008.

At a glance, the area shows median age of 38.1 (near the U.S. median).

It sits in telephone area codes 458, 541; U.S. House district OR-2; the MEDFORD - KLAMATH FALLS media market.

Median household income in ZIP 97501 is about $61,971 — about 18% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.2%; unemployment rate near 5.3%; 19.8% of adults with a bachelor’s degree or higher (about 13.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Food services; about 9.8% of workers reporting work-from-home (about 5.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $325,200 — about 7% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,110 (about 5% below the U.S. median rent ($1,163)), and owner-occupancy near 54.6% (about 10.8 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 97501 in Medford, OR, a household would need roughly $90,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,089. That is about 45% above the local median household income ($61,971), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Medford city, OR as Relatively Moderate (composite score 92.5), which is among the highest nationally. The strongest component scores on US5 are wildfire (99.0) and flood (93.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Medford city, OR show little to no average snow and around 18.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,285 for ZIP 97501 (Medford city, OR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.