Median home value is about $349,700 — about even with the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $911 (about 22% below the U.S. median rent ($1,163)), and owner-occupancy near 70.0% (about 4.6 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 97459 in North Bend, OR, a household would need roughly $96,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,246. That is about 20% above the local median household income ($79,679), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.