What to know about ZIP 97440
ZIP code 97440 covers ZIP 97440 with a population of about 4,308.
At a glance, the area shows median age of 29.8 versus a U.S. median of about 38.9.
It sits in the EUGENE media market.
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 97440 covers ZIP 97440 with a population of about 4,308.
At a glance, the area shows median age of 29.8 versus a U.S. median of about 38.9.
It sits in the EUGENE media market.
Median household income in ZIP 97440 is about $37,086 — about 51% below the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 35.3%; unemployment rate near 9.8%; 30.6% of adults with a bachelor’s degree or higher (about 3.1 points below the national share (33.7%)).
Labor and commute patterns include leading industry context around Healthcare, Education, and Food services; about 21.2% of workers reporting work-from-home (about 6.0 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $449,951 — about 29% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $886 (about 24% below the U.S. median rent ($1,163)), and owner-occupancy near 2.3% (about 63.1 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 97440, a household would need roughly $124,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,890. That is about 234% above the local median household income ($37,086), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.