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, OR

ZIP 97413 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 97413

Median Home Value
$388,200
Median Rent
$807
Affordability Snapshot
$107,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,494/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

40.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 97413 in OR, a household would need roughly $107,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,494. That is about 69% above the local median household income ($63,488), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 36% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
72.9%+12% vs US avg
x
Vacancy Rate
36.3%+252% vs US avg
x
Broadband Access
84.5%-3% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
6.7%-47% vs US avg
x
Built Post-2014
1.0%-86% vs US avg
x
Rent Burden >30%
11.4%-77% vs US avg
x
Mortgage-Free
62.9%+65% vs US avg
x
$388,200
Home Value
$807
Rent
1983
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.1%
  • 1-unit attached3.8%
  • 2-9 units1.5%
  • 10+ units0.0%
  • Mobile home & other15.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$388,200
Median rent$807
Owner-occupied72.9%
Vacant36.3%
Price-to-income6.1x
Est. income to buy$107,000