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Fort Hill CDP, OR

ZIP 97396 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 97396

Median Home Value
$324,500
Median Rent
$921
Affordability Snapshot
$89,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,085/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

29.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 97396 in Fort Hill CDP, OR, a household would need roughly $89,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,085. That is about 68% above the local median household income ($52,857), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
71.5%+9% vs US avg
x
Vacancy Rate
6.5%-37% vs US avg
x
Broadband Access
90.0%+3% vs US avg
x
4+ Bedrooms
2.9%-80% vs US avg
x
Built Pre-1939
11.3%-12% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
14.0%-72% vs US avg
x
Mortgage-Free
50.7%+33% vs US avg
x
$324,500
Home Value
$921
Rent
1977
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.9%
  • 1-unit attached2.4%
  • 2-9 units13.6%
  • 10+ units1.2%
  • Mobile home & other9.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$324,500
Median rent$921
Owner-occupied71.5%
Vacant6.5%
Price-to-income6.1x
Est. income to buy$89,000