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Rose Lodge CDP, OR

ZIP 97368 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 97368

Median Home Value
$302,200
Median Rent
$893
Affordability Snapshot
$83,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,941/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

28.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 97368 in Rose Lodge CDP, OR, a household would need roughly $83,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,941. That is about 40% above the local median household income ($59,267), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 33% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
87.9%+34% vs US avg
x
Vacancy Rate
33.2%+222% vs US avg
x
Broadband Access
90.5%+4% vs US avg
x
4+ Bedrooms
0.5%-97% vs US avg
x
Built Pre-1939
2.2%-83% vs US avg
x
Built Post-2014
2.3%-67% vs US avg
x
Rent Burden >30%
23.0%-54% vs US avg
x
Mortgage-Free
47.1%+23% vs US avg
x
$302,200
Home Value
$893
Rent
1984
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached55.7%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.4%
  • Mobile home & other43.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$302,200
Median rent$893
Owner-occupied87.9%
Vacant33.2%
Price-to-income5.1x
Est. income to buy$83,000