ZIP Code 97364 — Neotsu CDP, OR Demographics & Data

ZIP code 97364 covers Neotsu, OR in Lincoln County with a population of about 637.

At a glance, the area shows median age of 39.1 (near the U.S. median).

It sits in telephone area codes 458, 541; U.S. House district OR-4; the PORTLAND, OR media market.

Median household income in ZIP 97364 is about $60,446 — about 20% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.5%; unemployment rate near 1.9%; 7.2% of adults with a bachelor’s degree or higher (about 26.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Arts and entertainment, Retail trade, and Public administration; about 0.7% of workers reporting work-from-home (about 14.5 points below the U.S. share (15.2%)); a mean commute of about 152.0 minutes (U.S. average near 26.8).

Median home value is about $482,100 — about 39% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 58.4% (about 7.0 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 97364 in Neotsu, OR, a household would need roughly $133,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,097. That is about 120% above the local median household income ($60,446), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Neotsu CDP, OR as Relatively Moderate (composite score 89.9), which is elevated versus much of the country. The strongest component scores on US5 are flood (86.6) and wildfire (50.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Neotsu CDP, OR show little to no average snow and around 96.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 32 for ZIP 97364 (Neotsu CDP, OR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.